Terms & Conditions

Welcome to the website of HMW Consulting Co ("we," "us," or "our"). By accessing or using our website at thehmwconsulting.com (the "Site"), you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our Site.

Use of the Site

You may use the Site for lawful purposes only. You agree not to:

• Use the Site in any way that violates applicable federal, state, or local laws or regulations
• Attempt to gain unauthorized access to any portion of the Site or any systems or networks connected to the Site
• Use any automated means to access the Site or collect information from the Site
• Interfere with or disrupt the Site or the servers or networks connected to the Site

Services Description

HMW Consulting Co is a direct lender providing business funding solutions including working capital loans, equipment financing, revenue-based financing, business lines of credit, and business expansion funding. The information on this Site is for general informational purposes and does not constitute a commitment to lend or a guarantee of specific terms.

All funding is subject to review, approval, and applicable underwriting criteria. Terms, rates, and availability may vary based on business qualifications and market conditions.

Contact Form and Submissions

When you submit information through our contact form, you represent that the information you provide is accurate and complete. We will use the information you provide to respond to your inquiry and, if applicable, evaluate your funding needs.

SMS/MMS Terms

If you opt in to receive SMS/MMS messages from HMW Consulting Co through our contact form, the following terms apply:

• Consent: By checking the SMS consent checkbox, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from HMW Consulting Co, sent using an automated telephone dialing system (ATDS). Consent is NOT a condition of purchase or receiving our services.
• Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
• Message and Data Rates: Message and data rates may apply. Contact your wireless carrier for information about your messaging plan and rates.
• Opt-Out: You may opt out of receiving SMS/MMS messages at any time by replying STOP to any message you receive from us. After opting out, you will receive one final confirmation message.
• Help: For assistance, reply HELP to any message or email us at helena@thehmwconsulting.com.
• Supported Carriers: Service may not be available on all wireless carriers. HMW Consulting Co is not responsible for messages that are delayed or undelivered.

Intellectual Property

All content on the Site, including text, graphics, logos, images, and software, is the property of HMW Consulting Co or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

Disclaimer of Warranties

The Site and all information, content, materials, and services provided on the Site are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. HMW Consulting Co does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by applicable law, HMW Consulting Co shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, regardless of the theory of liability.

Indemnification

You agree to indemnify and hold harmless HMW Consulting Co, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your use of the Site or any violation of these Terms & Conditions.

Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to conflict of law principles. Any disputes arising from these terms shall be resolved in the state or federal courts located in Northampton County, Pennsylvania.

Changes to These Terms

We may update these Terms & Conditions from time to time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site after any changes constitutes acceptance of the updated terms.

Contact Us

If you have any questions about these Terms & Conditions, please contact us:

HMW Consulting Co
5768 Monocacy Dr
Bethlehem, PA 18017
Email: helena@thehmwconsulting.com