HMW Consulting Co ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
Information We Collect
We collect information that you provide directly to us, including:
- Name, email address, phone number, and company name
- Business and financial information for loan applications
- Communications you send to us
- Information collected through cookies and similar technologies
How We Use Your Information
We use the information we collect to:
- Process and evaluate your loan applications
- Communicate with you about our services
- Send you marketing materials (with your consent)
- Improve our website and services
- Comply with legal obligations
SMS & Text Message Communications
Text Messaging Program
If you consent to receive text messages from HMW Consulting Co, we may send you recurring marketing and promotional SMS/MMS messages using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.
Message Frequency & Costs
Message frequency varies. You may receive up to 4 messages per month. Message and data rates may apply based on your mobile carrier's plan.
Opt-Out Instructions
You can opt out of receiving text messages at any time by replying STOP to any message. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us.
Help Instructions
For assistance or questions about our text messaging program, reply HELP to any message or contact us at helena@thehmwconsulting.com.
Consent Not Required
Consent to receive text messages is NOT a condition of purchase or service from HMW Consulting Co. You may still apply for financing and use our services without opting in to text messages.
Mobile Opt-In Data Protection
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Information Sharing and Disclosure
We do not sell your personal information. We may share your information with:
- Service providers who assist us in operating our business
- Financial institutions and partners in connection with loan processing
- Legal and regulatory authorities when required by law
- Parties involved in a business transfer or merger
Important: We do not share mobile phone numbers or text message opt-in data with third parties for their marketing purposes.
Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure.
Your Rights and Choices
You have the right to:
- Access, correct, or delete your personal information
- Opt out of marketing communications
- Opt out of text messages by replying STOP
- Request information about how we use your data
Cookies and Tracking Technologies
We use cookies and similar technologies to improve your experience on our website, analyze usage patterns, and deliver personalized content. You can control cookies through your browser settings.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.
Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our website with a revised "Last Updated" date.
Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
HMW Consulting Co
5768 MONOCACY DR
BETHLEHEM, PA 18017
Email: helena@thehmwconsulting.com