Privacy Policy

HMW Consulting Co ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website thehmwconsulting.com and interact with our services.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Fill out our contact or consultation request form
• Send us an email at helena@thehmwconsulting.com
• Opt in to receive SMS/MMS communications
• Otherwise communicate with us

This information may include:

• First and last name
• Email address
• Phone number (if provided)
• Business name
• Information about your funding needs

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including your IP address, browser type, operating system, referring URLs, and browsing behavior on our site. This information is collected using cookies and similar tracking technologies.

How We Use Your Information

We use the information we collect to:

• Respond to your inquiries and consultation requests
• Provide information about our financial products and services
• Send SMS/MMS messages if you have opted in
• Improve our website and services
• Comply with legal obligations
• Communicate with you about your funding needs

Sharing of Information

We do not sell, rent, or trade your personal information to third parties. We may share your information with:

• Service providers who assist in operating our website and business (subject to confidentiality agreements)
• Legal authorities when required by law, regulation, or legal process
• Professional advisors including lawyers, auditors, and insurers

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS/MMS Communications

If you opt in to receive SMS/MMS messages from HMW Consulting Co, the following terms apply:

• Consent: By checking the SMS consent checkbox on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from HMW Consulting Co, sent using an automated telephone dialing system (ATDS). Consent is NOT a condition of purchase.
• Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
• Message and Data Rates: Message and data rates may apply. Please contact your wireless carrier for details about your plan.
• Opt-Out: You may opt out at any time by replying STOP to any message. After opting out, you will receive one final confirmation message and no further SMS/MMS messages will be sent.
• Help: Reply HELP for assistance, or contact us at helena@thehmwconsulting.com.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Cookies

Our website may use cookies and similar tracking technologies to improve your browsing experience. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of our website may not function properly without cookies.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

HMW Consulting Co
5768 Monocacy Dr
Bethlehem, PA 18017
Email: helena@thehmwconsulting.com